American Express – Unusual Spending Activities Detected is a security feature implemented by American Express, a multinational financial services corporation, to protect its customers. This feature monitors the spending habits of cardholders and flags any transaction that deviates from the norm. The objective is to detect potential unauthorized usage or fraudulent activities on the cardholders’ accounts. Unusual activities could include high-value transactions, rapid multiple transactions, or transactions in locations where the cardholder does not typically spend.
When American Express detects such unusual activities, it may alert the cardholder through various mediums, and one of them could be through browsers if the cardholder is using online banking or mobile apps. This alert serves as a warning message, prompting the cardholder to validate the transactions. If they are legitimate, the cardholder can confirm and continue with their activities. However, if the cardholder does not recognize the transactions, they can report it immediately to American Express for further investigation. This feature significantly aids in curtailing fraudulent activities and securing cardholder’s accounts.
